BizJamin/-i Low Carbon Transition Facility (LCTF) Scheme
Benefits
- Accessible to: All SMEs seeking financing through the Low Carbon Transition Facility (LCTF) under Bank Negara Malaysia (BNM). Open to SMEs across various sectors, encouraging and supporting them in adopting sustainable practices for business resilience while facilitating the transition to low-carbon and sustainable operations. Available through selected Participating Financial Institutions (PFIs). MSMEs can apply for a CGC guarantee linked to their financing at the PFIs.
- Comprehensive Coverage: Includes Term Financing, Cash Line Facilities, Trade Facilities and more.
Eligibility
- Business Types: Open to Sole Proprietorships, Partnerships, Limited Liability Partnerships, Private Limited Companies and Professional business entities.
- Local Incorporation: Businesses must be locally incorporated or registered in Malaysia, with at least 51% Malaysian shareholding.
- Shariah Compliance: For the Islamic guarantee scheme, based on the Kafalah contract, businesses must maintain Shariah-compliance throughout the guarantee tenure.
Features
- Guarantee Amount: Up to a maximum financing amount of RM10.0 million.
- Guarantee Period: Up to 10 years.
- Guarantee Coverage: Between 30% to 80% of the financing amount.
- Guarantee Fee: 0.75% per annum (blended rate).
- Financing Profit Rate: Up to 5.00% per annum (inclusive of Guarantee Fee).
- Purpose of Financing for Guarantee: Capital Expenditure and/or Working Capital.
Contact Us
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Client Service Centre - https://www.cgc.com.my/client-service-centre/
CGC Branches - https://www.cgc.com.my/cgc-branches/