BizJamin/-i High Tech & Green Facility (HTG) Scheme

Benefits

  • Accessible to: All SMEs seeking financing through the High Tech and Green Facility (HTG) under Bank Negara Malaysia (BNM). This facility is specifically designed to support SMEs and innovative start-ups in growing their businesses and investing in strategic sectors and technology fields, including digital tech, green tech, and biotech, to promote sustainable and resilient economic recovery. Available through selected Participating Financial Institutions (PFIs). MSMEs can apply for a CGC guarantee linked to their financing at the PFIs.
  • Comprehensive Coverage: Includes Term Financing, Cash Line Facilities, Trade Facilities and more.

 

Eligibility

  • Business Types: Open to Sole Proprietorships, Partnerships, Limited Liability Partnerships, Private Limited Companies and Professional business entities.
  • Local Incorporation: Businesses must be locally incorporated or registered in Malaysia, with at least 51% Malaysian shareholding.
  • Shariah Compliance: For the Islamic guarantee scheme, based on the Kafalah contract, businesses must maintain Shariah-compliance throughout the guarantee tenure.

Features

  • Purpose of Financing: Working Capital and/or Capital Expenditure.
  • Guarantee Amount: Up to a maximum financing amount of RM5.0 million.
  • Guarantee Period: Up to 10 years.
  • Guarantee Coverage: Between 30% to 80% of the financing amount.
  • Guarantee Fee: 1.50% per annum.
  • Financing Profit Rate: Up to 5.00% per annum (inclusive of Guarantee Fee).

Contact Us

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Client Service Centre - https://www.cgc.com.my/client-service-centre/
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