Terms of Use

Credit Guarantee Corporation Malaysia Berhad – Terms and Conditions of Access

Please take a moment to read these terms and conditions carefully.

THE FOLLOWING TERMS AND CONDITIONS APPLY TO YOUR ACCESS AND THE USE OF THIS WEBSITE AND THE SERVICES PROVIDED HEREIN BY CREDIT GUARANTEE CORPORATION MALAYSIA BERHAD. BY ACCESSING ANY PAGE OF THIS WEBSITE AND/OR USING THE SERVICES, YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS WITHOUT LIMITATION OR QUALIFICATION.

IF YOU DO NOT ACCEPT OR AGREE TO THESE TERMS AND CONDITIONS, PLEASE IMMEDIATELY DISCONTINUE YOUR ACCESS TO THIS WEBSITE AND/OR USE OF THE SERVICES.

General

The term “CGC” as used in these terms and conditions refers to Credit Guarantee Corporation Malaysia Berhad. The term “the CGC branches” refers to Credit Guarantee Corporation Malaysia Berhad and its branches, either individually and/or collectively as the context requires.

All products and services of the CGC herein provided are subject to the terms and conditions of the applicable agreements governing their use. These terms and conditions are meant to regulate your access to this website and they are to be read together with the applicable terms and conditions governing any transaction(s), product(s) and/or service(s) provided in this website. In the event of conflict between these terms and conditions and the terms and conditions governing the relevant transaction(s), product(s) and/or service(s) provided herein, the latter will prevail.

The information, material, functions and content provided in the pages of the website may be changed from time to time with or without notice at CGC’s absolute discretion. Your continued access or use of the website and/or the services provided herein subsequent to any such change will be deemed as your acceptance to those changes.

Disclaimer

The materials and information in this website, including but not limited to services, products, information, data, text, graphics, audio, video, links or other items, are provided by CGC on an “as is” and “as available” basis. References to material and information contained in the website include such material and information provided by third parties.

CGC does not make any express or implied warranties, representations or endorsements including but not limited to any warranties of title, non-infringement, merchantability, usefulness, operation, completeness, currentness, accuracy, satisfactory quality adequacy, reliability, fitness for a particular purpose in respect of the website, the material, information and/or functions therein and expressly disclaims liability for errors and omissions in such materials, information and/or functions.

Further CGC does not warrant or represent that access to the whole or part(s) of this website, the materials, information and/or functions contained therein will be provided uninterrupted or free from errors or that any identified defect will be corrected, or that there will be no delays, failures, errors or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system.

The materials, information and functions provided in this website shall not under any circumstances be considered or construed as an offer or solicitation to sell, buy, give, take or transfer, or as the giving of any advice in respect of loans in any jurisdiction.

You shall be responsible to evaluate the quality, adequacy, completeness, currentness and usefulness of all services, content, advice, opinions and other information obtained or accessible through the website; further you should seek professional advice at all times and obtain independent verification of the materials and information provided herein prior to making any business or commercial decision based on any such materials or information.

Links

Links from or to websites outside this website are meant for convenience only. Such linked websites are owned and operated by third parties and as such are not under the control of CGC. Therefore CGC shall not be responsible and makes no warranties either express or implied in respect of the contents of those websites, the third parties named therein or their products and services. Furthermore, the links provided in this website shall not be considered an endorsement or verification or approval of such linked websites or the contents therein. Linking to any other site is at your sole risk and CGC will not be responsible or liable for any damages or consequences that may arise directly or otherwise in connection with the linking. It is advisable for you to read the privacy policy statements (if any) of any websites which are linked to this website.

Copyright

Unless otherwise indicated, the copyright in this website and its contents, including but not limited to the text, images, graphics, sound files, animation files, video files, and their arrangement, are the property of CGC, and are protected by applicable Malaysian and international copyright laws. No part or parts of this website may be modified, copied, distributed, retransmitted, broadcast, displayed, performed, reproduced, published, licensed, transferred, sold or commercially dealt with in any manner without the express prior written consent of CGC.

You also may not, without CGC’s express prior written consent, insert a link to this website of any other website, frame or “mirror” any material contained on this website or any other server.

Any such unauthorised reproduction, retransmission or other copying or modification of any of the contents of CGC’s website may be in breach of statutory or common law rights which could be the subject of legal action.

CGC disclaims all liability which may arise from any unauthorised reproduction or use of the contents of this CGC’s website.

Trademarks

All trade marks, service marks, and logos displayed in this website are the property of CGC and/or their respective third party proprietors as identified in the website.

Unless the prior written consent of CGC or the relevant third party proprietor of any of the trade marks, service marks or logos appearing on the website has been obtained, no license or right is granted to any party accessing this website to use, download, reproduce, copy or modify such trade marks, services marks or logos. Similarly, unless the prior written consent of CGC or the relevant proprietor has been obtained, no such trade mark, service mark or logo may be used as a link or to mark any link to CGC’s website or any other site.

Exclusion of Liability

CREDIT GUARANTEE CORPORATION MALAYSIA BERHAD HEREIN SHALL IN NO EVENT BE LIABLE FOR ANY LOSS OR DAMAGES HOWSOEVER ARISING WHETHER IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR ANY OTHER BASIS, INCLUDING WITHOUT LIMITATION, DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR LOSS PROFITS OR SAVINGS ARISING IN CONNECTION WITH YOUR ACCESS OR USE OR THE INABILITY TO ACCESS OR USE THIS WEBSITE (OR ANY THIRD PARTY LINK TO IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, DELAY IN OPERATION OR TRANSNISSION, COMPUTER VIRUS OR SYSTEM FAILURE OR INCOMPATIBILITY BETWEEN THIS WEBSITE AND THE USERS BROWSER OR OTHER SITE ACCESSING PROCESS OR FROM CREDIT GUARANTEE CORPORATION MALAYSIA BERHAD’S WEBSITE), RELIANCE ON THE INFORMATION CONTAINED IN THE WEBSITE, ANY TECHNICAL, HARDWARE OR SOFTWARE FAILURE OF ANY KIND, THE INTERRUPTION, ERROR, OMMISSION, DELAY IN OPERATION, COMPUTER VIRUSES, OR OTHERWISE.

THIS EXCLUSION CLAUSE SHALL TAKE EFFECT TO THE FULLEST EXTENT PERMITTED BY LAW.

Indemnity

You hereby irrevocably agree to indemnify costs and on a solicitors and clients basis and keep indemnified CGC from all liabilities, claims, losses and expenses, including any legal fees that may be incurred by CGC in connection with or arising from (1) your use or misuse of this website and the services provided herein, or (2) your breach of these terms and conditions howsoever occasioned, or (3) any intellectual property right or proprietary right infringement claim made by a third party against CGC in connection with your use of this website.

Termination

CGC reserves the right to terminate and/or suspend your access to this website and/or your use of this website at any time, for any reason whatsoever. In particular, and without limitation, CGC may terminate and/or suspend your access should you violate any of these terms and conditions, or violate the rights of CGC, of any other user, or of any third party.

Miscellaneous

The failure of CGC to exercise or enforce any right or provision of these terms and conditions shall not constitute a waiver of such right or provision. If any part of these terms and conditions is determined to be invalid or unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the other provisions of the terms and conditions shall continue in full force and effect. Any rights not expressly granted herein are reserved.

Law and Jurisdiction

These terms and conditions are governed by and are to be construed in accordance with the laws of Malaysia. By accessing this website and/or using the services provided herein by CGC, you hereby consent to the exclusive jurisdiction of the courts of the states of Malaya in Kuala Lumpur, Malaysia in all disputes arising out of or relating to the use of this website. CGC makes no representation that the materials, information, functions and/or services provided on this website are appropriate or available for use in jurisdictions other than Malaysia.