நிர்வாகம்

Datuk Mohd Zamree Mohd Ishak

President & Chief Executive Officer

Datuk Mohd Zamree Mohd Ishak was appointed as CGC’s President and Chief Executive Officer on 1st January, 2015.

Zamree brings with him vast experience in the areas of banking operations, corporate and consumer banking as well as Islamic finance education. He began his career as a Graduate Trainee Officer with Malaysia’s largest banking group Malayan Banking Berhad (Maybank) in 1989. He held several key positions in Maybank which include Executive Assistant to the President and Chief Executive Officer (April 2001 – Dec 2004), Vice President, Consumer Banking (Jan 2005 – Jan 2008) and Executive Vice President, Corporate Banking (Jan 2008 – July 2009). Zamree also served as the Chief Operations Officer of INCEIF – The Global University of Islamic Finance in July 2009 up to his latest appointment in CGC. He is also a member of the Chartered Institute of Islamic Finance (CIIF).

On 12 July 2018, Zamree received the Sustainability Leader of the Year Award at the Karlsruhe Sustainable Finance Awards in Karlsruhe, Germany. The award honoured financial institutions, related organisations, presidents and CEOs with significant contributions to the field of sustainable financing. The recognition is organised by the European Organisation for Sustainable Development, the Association of Development Financing Institutions in Asia- Pacific and the Association of African Development Finance Institutions in cooperation with the City of Karlsruhe, Germany. Earlier on 20th February 2018, Zamree was recognised as the 2018 Outstanding CEO by the Association of Development Financing Institutions in Asia and the Pacific (ADFIAP). This is the largest and most prestigious aggrupation of 131 development banks and other financial institutions located in 45 countries within the Asia-Pacific region.

Zamree holds a Bachelor of Science in Business Administration from Saint Louis University, United States of America (1988) and a Master in Business Administration (Finance) from the University of Hull, United Kingdom (1992). He attended the Asian International Executive Programme (AIEP) at INSEAD and the Global Leadership Development Programme (GLDP) at ICLIF in 2006 and 2010 respectively. In Autumn 2016, Zamree attended the Advanced Management Programme (AMP 191) at Harvard Business School, United States of America.

Yushida Husin

Chief Executive Officer

Yushida Husin was appointed Chief Executive Officer of CGC Digital Sdn Bhd on 1 August 2022. CGC Digital is a wholly owned subsidiary of CGC and was incorporated on 5 July 2022 in conjunction with CGC’s 50th Anniversary.

Bachelor of Science in Statistics, University of Illinois Urbana-Champaign, United States of America

Yushida joined CGC in 2016 where she handled various roles overseeing project management, technology and operations, with her last role being Chief Technology & Operations Officer of CGC before being tasked to lead her current role leading CGC Digital.

CGC Digital is a digital start-up, to further aid MSMEs’ access to financing and scale up their businesses using data- and technology-driven innovation.

Over 27 years of experience in various leading roles involving transformation, strategy, technology-led innovation, corporate support functions, operations and management consulting within the financial services industry. She has held the following key positions:

Consultant, Accenture Malaysia
Chief Corporate Services Officer, Takaful Ikhlas Berhad

Perbagaran Kuppusamy

Chief Internal Auditor

Perbagaran Kuppusamy is the Chief Internal Auditor at CGC. His journey with CGC started in August 2005.

Bachelor of Accountancy (Hons.), Universiti Utara Malaysia (UUM)
Master of Business Administration, Cardiff Metropolitan University, United Kingdom (UK)
Chartered Banker, AICB/(CB), Chartered Banker Institute UK & Asian Institute of Chartered Bankers
Certified Internal Auditor (CIA) from Institute of Internal Auditors Malaysia (IIAM)
Advanced Credit Enhancer Certification, CGC – Institut Bank-Bank Malaysia
Member, Institute of Internal Auditors Malaysia
Member, Malaysian Institute of Accountants

Over 25 years of experience in Audit & Risk Management. He has held the following key positions:

Head of Branch Audit, Affin Bank Berhad
Head of Internal Audit, CGC
Senior Manager of Asset Management, CGC
Chief Risk Officer, CGC

Daeng Hafez Arafat Zuhud

General Counsel & Company Secretary

Daeng Hafez Arafat Zuhud joined CGC as the General Counsel & Company Secretary on 4 May 2015.

Bachelor of Laws (Hons.), International Islamic University Malaysia, 1994
Advocate and Solicitor of High Court of Malaya. Admitted on 18 March 1995
Licensed Company Secretary by Companies Commission of Malaysia since 1998

Has accumulated 29 years of experience in various sectors such as financial services, oil & gas, telecommunications, aerospace, and hotel & property development. He has held the following key positions:

Manager, Legal & Corporate Services, and Company Secretary, Aerospace Technology Systems Corp. Sdn Bhd
Senior Manager, Legal & Company Secretarial/Joint Company Secretary, Lankhorst Berhad
Senior Manager, Legal & Human Resources, Intraline Group of Companies
Assistant Vice President, Group Corporate Secretarial, Maybank, and Company Secretary of Maybank Asset Management Group of Companies and Maybank (Cambodia) Plc

Zarina Osman

Chief Risk Officer

Zarina Osman was appointed as the Chief Risk Officer of CGC on 1 January 2024. Prior to her current role, she was the Chief Credit Officer and subsequently as Chief Credit and Operations Officer.

Bachelor of Accountancy (Hons.), University of Malaya
Certified Credit Professional (CCP) from Institut Bank-Bank Malaysia
Banking Credit Specialist from Islamic Banking and Finance Institute Malaysia (IBFIM)
Islamic Professional Credit Certification from IBFIM

Over 29 years of combined experience in business and credit management covering the entire Business Banking portfolio, including Investment, Treasury and Capital Markets, Corporate, Commercial, SMEs and Retail Business. With expertise in investment and corporate business at Amanah Merchant Bank Bhd, she was a pioneer member of RHB Islamic Bank Bhd, contributing to establishing Malaysia’s first Islamic Window subsidiary. She has held the following key positions and undertook credit transformation exercises as Head of Credit Management in:

Bank Muamalat Malaysia Bhd
Kuwait Finance House Malaysia Bhd

Rahim Raduan

Chief Operations Officer

Rahim Raduan was appointed as the Chief Operations Officer of CGC on 1 January 2024. He joined CGC on 2 May 2018 as the Chief Corporate Officer.

Bachelor of Arts (Hons.) Accounting & Finance, University of East London, United Kingdom (UK)
Member, Financial Planning Association of Malaysia
Member, Malaysian Financial Planning Council
CIMB-INSEAD Leadership Programme, INSEAD, France Member, Malaysian Institute of Accountants
Fellow, Association of Chartered Certified Accountants, UK

Over 24 years of experience in many sectors, including investment and consumer banking, wealth management, fund management, automotive, infrastructure and property development. He has held the following key positions:

General Manager/Head of Group Finance Division, PROTON Holdings Bhd
Chief Operating Officer, CIMB Wealth Advisors Bhd
Managing Director/Chief Operating Officer, CIMB-Principal Asset Management Bhd (now known as Principal Asset Management Bhd)
Managing Director/Head of Consumer Banking’s Operations & Service Support, CIMB Bank Bhd
Director in Group MD/CEO’s Office, UEM Group Bhd

Sean Tan

Chief Business Officer

Sean Tan joined CGC on 5 April 2023 as Chief Business Officer.

Bachelor of Commerce, Major in Finance and Marketing, Curtin University of Technology, Perth, Australia

Over 23 years of experience in banking and PropTech covering SME and Consumer Segments including Business Development, Sales Management, Product and Marketing, Business Strategy, Strategic Alliances, Collection and Recovery and Data Software Solutions. He has held the following key positions:

Head of Business Development, Data and Software Solutions Division, PropertyGuru Group
Head of Sales and Partnership, Business Banking, UOB Bank Malaysia
Head of Sales, Retail SME, Standard Chartered Bank Malaysia
Head of Personal Loan, Hong Leong Bank
Head of Propositions, Strategy and Channels, Commercial Banking, HSBC Bank Malaysia
Head of Product Service Unit, Commercial Banking and Business Banking, CIMB Bank Malaysia

Nazral Safril Mohammad Sapari

Chief Human Resources Officer

Nazral Safril Mohammad Sapari joined CGC on 8 May 2023 as Chief Human Resources Officer.

Bachelor of Business Administration (Hons) in Human Resources Management, Universiti Teknologi MARA
Advanced Diploma in Business Management, Swansea Institute of Higher Education, Wales, United Kingdom
Diploma in Banking Studies, Universiti Teknologi MARA

Over 30 years of experience in human resource strategies, management, administration, and operations in banking as well as in various corporate environments. He has held the following key positions:

Director, Human Resources & Administration, Malaysia Digital Economy Corporation (MDEC)
Head/General Manager, Human Resources & Administration, Touch ‘N Go Sdn Bhd
Regional Head/Director, HR Business Partner for Group Asset Management & Investments (CIMB Principal Asset Management Group), CIMB Investment Bank Berhad
Assistant General Manager, Planning & Organisation Design – Human Capital/Founding team member, Alinma Bank, Riyadh, Kingdom of Saudi Arabia
Senior Manager, Group Human Resources at AmBank (M) Berhad

Nurul Amni Mohd Amin

Chief Financial Officer

Nurul Amni Mohd Amin joined CGC on 6 June 2023 as Chief Financial Officer.

Bachelor of Science in Accounting and Finance, University of Southampton, United Kingdom
Fellow of Institute of Chartered Accountants in England and Wales
Member of Malaysian Institute of Accountants

Over 19 years of professional experience in accounting firms, with auditing experience in various commercial sectors within government agencies, financial institutions, and the sovereign wealth fund industry. She played an instrumental role in Khazanah’s strategic planning, performance reporting, and portfolio management. At PNB, she led transformative initiatives, implementing core investment systems, data warehouses, and building data teams. She has held the following key positions:

Vice President of Project Management Unit, Public Market Division, Permodalan Nasional Berhad
Associate Director, Head of Finance and Capital Management, Danajamin Nasional Berhad
Vice President of Strategic Management Unit in Managing Director’s Office, Khazanah Nasional Berhad
Led asset and fund management, investment holding, services and trading, property development and manufacturing industry at Ernst & Young

Wai Ko-Chi

Chief Technology Officer

Wai Ko-chi is the Chief Technology Officer of CGC. His journey with CGC started on 5 June 2017.

Bachelor of Engineering (Hons. Mechanical), University of Malaya

Over 25 years of experience with various national and international organisations, involved in global and regional projects in applications development, systems integration, enterprise architecture, and managed services delivery. He oversees the company’s technology strategy, initiatives, and ensures efficient technology and cybersecurity operations in his current role. He has held the following positions:

Analyst, Andersen Consulting/Accenture
Architect, Shell IT/Hewlett Packard Malaysia
Chief Engineer, DXC Technology/Hewlett Packard Enterprise

Sum Leng Kuang

Advisor, Investment

Sum Leng Kuang joined CGC as Advisor, Investment in September 2015 and oversees the Investment Department.

Bachelor of Commerce (Finance), University of Canterbury, New Zealand
Certified Financial Planner

Over 40 years of experience in fund management, particularly in managing fixed income investment portfolios, credit evaluation, and credit risk management. She has held the following key positions:

Senior Vice President, Head of Fixed Income Investment, Great Eastern Life Assurance (Malaysia) Berhad
Acting CEO, Hong Leong Asset Management Berhad

Mohana Arumugam

Head, Corporate Communications and Stakeholder Relations

Mohana joined CGC as Head of Corporate Communications on 5 July 2018.

Bachelor of Communication (Journalism), Universiti Sains Malaysia

Over 24 years of experience in the financial industry, including corporate communications, sales and distribution, wealth management and retirement services. At CGC, she currently oversees Brand Management, Public Relations and Media, Events, Social and Digital Media, Corporate Social Responsibility, and Stakeholder Relations. She has held the following positions:

Director, Private Retirement Services, CIMB-Principal Asset Management Berhad (now known as Principal Asset Management)
Assistant Director, Retail Funds Marketing, CIMB-Principal Asset Management Berhad (now known as Principal Asset Management)
Manager, Knowledge Management, CIMB Investment Bank Berhad
Assistant Manager, Corporate Resources (Communications), CIMB Investment Bank Berhad

Mohd Sukeri Ismail

Head, Operations

Mohd Sukeri Ismail is the Head of Operations at CGC. His journey in CGC began on 6 May 1996.

Diploma, Indiana University, USA
Bachelor of Science in Business Administration (Finance), Creighton University, USA

Over 27 years of experience in Shared/Full Risk and Financing applications. He has held the following positions:

Branch Executive, Hong Leong Finance Berhad
Branch Manager, Hong Leong Finance Berhad
Assistant Manager, Guarantee, CGC
Manager, Credit Evaluation, CGC
Senior Manager, Operations, CGC
Senior Manager, Credit, CGC
Assistant General Manager, Credit, CGC

Mohamed Azman Mohamed Taufik

Head, Business Development & Products

Mohamed Azman Mohamad Taufik joined CGC as a Senior Vice President, Bumiputera Development & Product on 4 February 2015.

Bachelor of Management Studies, University of Waikato, New Zealand

Over 34 years of experience in the banking and financial sectors, both in Malaysia and Indonesia. Has extensive experience in corporate banking, SME banking, and branch management. He has held the following key positions:

Senior Account Manager, Malayan Banking Berhad
Associate Director, Danajamin Nasional Berhad Associate Director, The Bank of Nova Scotia Berhad

Azman Idrus

Head, Strategic Management

Azman Idrus joined CGC on 12 September 2022 as the Head of Strategic Management, Corporate Division.

Master of Business Administration, University of Hull, United Kingdom
Bachelor of Information Science, MARA University of Technology (UiTM)

Over 26 years of experience in consumer banking strategy development, operations, channels, and change management leadership within financial institutions, including those with regional presence. Previous positions include:

Head of Channel Operations & Services, Al Rajhi Bank Malaysia
Head of Channel Operations & Head of Strategic Management, Consumer Banking, CIMB Bank Berhad
Senior Manager, AmBank (M) Berhad/AmBank Islamic
Consultant & Consulting Manager, Cap Gemini Ernst & Young Malaysia and Asia Pacific Research Officer & Junior Analyst, Citibank Berhad

Ila Dixit

Chief Digital and Innovation Officer

Ila Dixit joined CGC Digital Sdn Bhd on 15 March 2023 as Chief Innovation Architect. She is currently CGC Digital’s Chief Digital and Innovation officer. CGC Digital is a wholly owned subsidiary of CGC and was incorporated on 5 July 2022 in conjunction with CGC’s 50th Anniversary.

Master of Computer Management, Devi Ahilya Vishwavidyalaya, Indore, India

Over 20 years of multi-channel delivery experience have established her as a leading expert in digital transformation. Her track record includes numerous successful engagements that have transformed customer experiences and streamlined operations. Previous key positions include:

Head, Digital Channels and Products, Celcom Axiata Berhad
Head, Digital Operations, Celcom Axiata Berhad
Digital Delivery Lead and Consultant, Tata Consultancy Services, Malaysia Sdn Bhd IT Billing and Operations, IBM, India