CGC’s core business is credit guarantee, which is provided to SMEs with viable business but lack or do not have sufficient collateral and track record to gain access to financing from the financial institutions. FIs, on the other hand, provide loans and other financial services and disburse funds directly to their borrowers.

In line to further avail financing to SMEs, CGC also provides direct financing to certain groups of SMEs which are made available through its 16 branches nationwide.